About Bad Credit Mortgage UK
Straight-talking, whole-of-market mortgage advice for people the high street turns away — backed by FCA regulation and honest, transparent fees.
Who We Are
Bad Credit Mortgage UK is a specialist service from Mortgages Remortgages Ltd, helping people across the UK secure a mortgage when the high street says no — whether that's because of CCJs, defaults, missed payments, an IVA or bankruptcy, a low credit score, or complications around self-employed income.
We believe past financial difficulty shouldn't be a permanent barrier to homeownership.
What Makes Us Different
Whole-of-market access
Access to specialist mortgage products unavailable directly to consumers, including broker-only deals.
FCA regulated
Authorised and regulated by the FCA, registration number 307051.
Qualified advisers
Every case is assessed by a qualified adviser — never a purely automated decision.
Transparent fees
No upfront fees, no hidden charges — every fee confirmed in writing before anything is charged.
What Our Customers Say
“I cannot recommend Stephen Kerrigan enough as an experienced and flexible Mortgage advisor. Stephen supported me no end over the last 8 months... and moreover, found me a good mortgage product despite me having a bad credit history.”
“We have used Steve at mortgagesremortgages for over 15 years. Steve is great, he takes all the stress away from the client... Mortgages, remortgages, life insurance, he's sorted everything. Highly recommend, we wouldn't use anyone else.”
“Fab service really recommend. Very responsive to emails and phone calls. Helped me get in my house during the pandemic, would highly recommend.”
Regulatory Information
Mortgages Remortgages Ltd, trading as Bad Credit Mortgage UK. Authorised and regulated by the Financial Conduct Authority, FCA Registration Number 307051. Registered office: 34 Stoops Road, Bessacarr, Doncaster, South Yorkshire, DN4 7ES. FSCS coverage applies to eligible products — Not all products we offer are covered by the FSCS.
Get in Touch
Call us on 01302 361 361 or get your free assessment to get started.
- 100% Secure & Confidential
- Response Within 24 Hours
- No Impact on Credit Score